VA LOANS

VA loans are backed by the Department of Veterans Affairs (formerly the Veterans Administration),
and are available to qualified veterans and active-duty military personnel and their spouses.

va loans veterans

Loan Guaranty Service - home loan eligibility, property management, construction and valuation, lenders, servicers, real estate professionals, forms, oversight, specially-adapted housing.

GI Bill - education benefit programs, forms, legal advice, payments.

Contact the VA - Search for FAQs, Education Benefits Inquiries, Board of Veterans Appeals, Contact by Phone, Contact by US Mail.

Burial & Memorial Benefits - The VA National Cemetery Administration honors the military service of our Nation's veterans. We provide a dignified burial and lasting memorial for veterans and their eligible family members and we maintain our veterans' cemeteries as national shrines.

Disabled Veterans Resources - The following web resources have been collected for posting on the VA Internet/Intranet web sites for disabled veterans seeking information or help using a personal computer.

Bookmarks and Hotlinks - bookmarks, appeals, benefits, homeless medical, GI Bill, education, burial.

Customer Service: Compliments, Questions, Complaints, Concerns - Tell us what you like, or what could be improved about the way VA provides services.

Facilities - Facilities Directory, Office of Facilities Management, Tele-Health.

Homeless Veterans - VA offers a wide array of special programs and initiatives specifically designed to help homeless veterans live as self-sufficiently and independently as possible. In fact, VA is the only Federal agency that provides substantial hands-on assistance directly to homeless persons.

VA Employee Benefits - As a VA employee, you are eligible for a wide variety of benefits.

Center for Minority Veterans Resource Links - index of web links of interest to veterans.

Benefits Manual / Folleto de Beneficios - in English y Español.

Disability Compensation - 2002 Rates.

Facts about the Department of Veterans Affairs - The Department of Veterans Affairs (VA) was established on March 15, 1989. It succeeded the Veterans Administration and has responsibility for providing federal benefits to veterans and their dependents.

Special Programs - disabled veterans, homeless veterans, military services, minority veterans, women veterans, veterans in business.

Facilities and Leadership Directory - browse by administration or U.S. State, view an interactive map, or search for a facility by name.

Veterans Industry - vocational rehabilitation program that sub-contracts with industries to provide staffing for information technology, manufacturing, warehousing, construction, office support, retail and the services delivery industry. We also provide outsource support in assembly, packaging, sorting, grading, reclaiming, and recycling.

Center for Women Veterans - frequently asked questions, fact sheet, Advisory Committee On Women Veterans, military personnel records, active duty information, Women In Military Service For America Memorial, Vietnam Women's Memorial.

veterans benefits guide va loans

2008 Complete Guide to Veterans Benefits - Compensation, Appeals, Disability, Medical Care, Insurance Programs, Plans for Families, GI Bill, VA Home Loan Guaranty (Book plus Two CD-ROM Set) (Ring-bound)

veterans benefits guide va loans
This unique book and CD-ROM set combines the new ring-bound book reproduction of the government guide, "2008 Federal Benefits for Veterans and Dependents" and additional material, with our comprehensive and updated 65,000 page two CD-ROM set on every aspect of veterans affairs and the Department of Veterans Affairs (VA). The book describes federal benefits available to veterans and their dependents, with information on eligibility, special groups outside of wartime service, important documents, health care benefits and enrollment, priority groups, financial information required, health care programs, disability compensation, POWs, vocational rehabilitation and employment, children of Vietnam veterans born with certain birth defects, education and training, Veterans' Educational Assistance Program (VEAP), life insurance, survivor benefits, homeless, overseas benefits, small and disadvantaged businesses, appeals, workplace benefits, VA facilities, Montgomery GI Bill, Summary of VA Benefits for National Guard and Reserve Personnel. The two CD-ROMs presents an enormous library of federal government documents and publications covering all aspects of veterans benefits and the VA, the Department of Veterans Affairs. Some of the topics covered by this material include:
  • Compensation
  • Pensions
  • Education Programs, GI Bill, Training Programs
  • Home Loan Guaranty
  • Life Insurance
  • Vocational Rehabilitation and Employment
  • Survivors' and Dependents' Benefits
  • Medical Care and the VA Hospital System
  • Disability Programs
  • Service-connected Disabilities
  • Transition Assistance
  • Alternative Dispute Resolution
  • Benefits Timetables
  • Burial and Plot Allowances, Burial Flag
  • National Cemetery Administration
  • Death Pension Benefits
  • Dependency and Indemnity Compensation (DIC)
  • Forms
  • Health Benefits
  • Jobs and Business Programs
  • Reservists
  • Veterans Benefits Administration (VBA)
  • Board of Veterans Appeals
  • Women Veterans
  • Fourteen Reports on Special Veterans' Health Issues - including Agent Orange, Caring for War Wounded, Cold Injury, Infectious Diseases of Iraq and Afghanistan, Gulf War, Health Effects from Chemical, Biological, and Radiological Weapons, Hearing Impairment, Military Sexual Trauma, POWs, Post-traumatic Stress Disorder (PTSD), Radiation, Spinal Cord Injury, Traumatic Brain Injury, Visual Impairment and Blindness (Veterans Health Initiative Independent Study Courses)

    This incredible CD-ROM set is packed with over 65,000 pages reproduced using Adobe Acrobat PDF software - allowing direct viewing on Windows and Macintosh systems. The Acrobat cataloging technology adds enormous value and uncommon functionality to this impressive collection of government documents and material. The news and educational discs are privately compiled collections of official public domain U.S. government files and documents - they are not produced by the federal government. They are designed to provide a convenient user-friendly reference work, utilizing the benefits of the Adobe Acrobat format to uniformly present thousands of pages that can be rapidly reviewed, searched by finding specific words, or printed without untold hours of tedious research and downloading. Vast archives of important public domain government information that might otherwise remain inaccessible are available for instant review no matter where you are. This book-on-a-disc format makes a great reference work and educational tool. There is no other reference that is as fast, convenient, comprehensive, thoroughly researched, and portable - everything you need to know, from the federal sources you trust.


  • VA LOANS NEWS and INFO

    VA loan guarantees are made for the purchase of homes, condominiums and manufactured homes (when they’re classified as real estate).

    VA guarantees a percentage of the loan. This helps the veteran obtain a no-down payment mortgage at a competitive interest rate.

    VA loans may also be refinanced.

    Persons who may qualify for VA guaranteed loans include:
  • Veterans (including Reserve and National Guard members who were called to active duty)
  • Active duty service members
  • Current Reserve and Guard members (usually after 6 years of reserve service)
  • Certain surviving spouses
  • Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and veterans, once discharged.
  • Length-of-service requirements apply in most cases.
  • Veterans must have been discharged under conditions other than dishonorable.

    VA Loans are at Market Interest Rate, VA loans have a funding fee and no pre-payment penalties. Maximum VA loan term cannot exceed 30 years.

    VA Loans requirements:
  • The loan must be for the home you will live in.
  • The home must appraise for the loan amount or higher.
  • You must have enough income to meet your monthly mortgage payments, maintain the home, take care of other debts and obligations, and still have enough money left over to cover day to day expenses (food, gas, etc.)
  • You must also have a good credit history.

    Permanent residents serving in the military at any time beginning Sept. 11, 2001, qualify for naturalization no matter how long they have been a permanent resident. Other military veterans qualify after three years as a permanent resident.

    Consider your options before you sign an agreement for a mortgage. VA loans advantages are ease of qualification and often no down payment. But processing might take longer than for conventional loans. FHA and VA loans include a "funding fee" added to the balance.

    Divorce and the VA Home Loan. Basically, the Veteran’s Administration guarantees the va home loan for the veteran. If the veteran defaults on the va loan, the VA will pay back the lender the amount of the loan guarantee. In a divorce, the non-veteran spouse often stays in the family residence purchased with a VA loan. Only when the non-veteran spouse refinances the residence can the veteran get the VA eligibility back. Unfortunately, if the non-veteran spouse has minimal income, or is otherwise unable to refinance under that spouse’s name alone, the VA eligibility may be postponed indefinitely.

    va home loans veterans

    The VA is offering on-demand streaming video of the following
    VA Information Videos for Veterans:
  • Thinking of Buying a Home?
  • Thinking of Selling a House?
  • Thinking of Refinancing?
  • Energy Efficient Mortgages. These instructional videos are 10-20 minutes in length. Each explains clearly a specific point of interest to Veterans.
  • The VA has 11 Regional Loan Centers in:
  • Atlanta, GA
  • Cleveland, OH
  • Denver, CO
  • Honolulu, HI
  • Houston, TX
  • Manchester, NH
  • Phoenix, AZ
  • Roanoke, VA
  • St. Paul, MN
  • St. Petersburg, FL
  • Winston-Salem, NC
  • va loans veterans

    va loansThe Department of Veterans Affairs (VA) was established on March 15, 1989, succeeding the Veterans Administration. It is responsible for providing federal benefits to veterans and their families. Headed by the Secretary of Veterans Affairs, VA is the second largest of the 15 Cabinet departments and operates nationwide programs for health care, financial assistance and burial benefits. Of the 24.8 million veterans currently alive, nearly three-quarters served during a war or an official period of conflict. About a quarter of the nation's population, approximately 63 million people, are potentially eligible for VA benefits and services because they are veterans, family members or survivors of veterans. The responsibility to care for veterans, spouses, survivors and dependents can last a long time. The last dependent of a Revolutionary War veteran died in 1911. Five children of Civil War veterans still draw VA benefits. About 440 children and widows of Spanish-American War veterans still receive VA compensation or pensions. VA's fiscal year 2004 spending was $63.5 billion -- $29.1 for health care, $34 billion for benefits, and $155 million for the national cemetery system.

    Disability compensation is a monetary benefit paid to veterans who are disabled by injury or disease incurred or aggravated during active military service. Veterans with low incomes who are permanently and totally disabled may be eligible for monetary support through VA’s pension program. In fiscal year 2004, VA provided $27.6 billion in disability compensation, death compensation and pension to 3.4 million people. About 2.9 million veterans received disability compensation or pensions from VA. Also receiving VA benefits were 539,290 spouses, children and parents of deceased veterans. Among them are 145,740 survivors of Vietnam-era veterans and 265,456 survivors of World War II veterans.









    2009/11/27